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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,400 | $148,623-68.1% | $135,974-65.1% | $139,466-66.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.55% | 79.30%-65.7pp | 68.30%-54.8pp | 373.66%-360.1pp |
| Employer contribution / active EE | $3,300 | $5,246-37.1% | $4,859-32.1% | $4,754-30.6% |
| Participant deferral / active EE | $6,100 | $8,103-24.7% | $7,760-21.4% | $6,712-9.1% |
| Admin fee / account holder | $1,437 | $12,406-88.4% | $10,767-86.7% | $11,409-87.4% |