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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,143 | $144,130-65.2% | $117,861-57.5% | $147,586-66.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 25.45% | 531.20%-505.7pp | 335.11%-309.7pp | 578.59%-553.1pp |
| Employer contribution / active EE | $2,267 | $4,897-53.7% | $3,786-40.1% | $4,876-53.5% |
| Participant deferral / active EE | $6,111 | $5,316+15.0% | $4,482+36.3% | $5,439+12.4% |
| Admin fee / account holder | $764 | $10,887-93.0% | $8,021-90.5% | $10,886-93.0% |