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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,234 | $149,778-31.1% | $118,946-13.2% | $158,966-35.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 12.46% | 19.95%-7.5pp | 35.89%-23.4pp | 302.95%-290.5pp |
| Employer contribution / active EE | $1,969 | $4,117-52.2% | $3,263-39.7% | $4,762-58.7% |
| Participant deferral / active EE | $2,350 | $5,225-55.0% | $4,266-44.9% | $5,983-60.7% |
| Admin fee / account holder | $1,677 | $8,604-80.5% | $6,581-74.5% | $11,250-85.1% |