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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,261 | $148,582+66.4% | $135,942+81.9% | $139,456+77.3% |
| Participation rate | 54.5% | 83.9%-29.3pp | 81.9%-27.4pp | 80.3%-25.8pp |
| Annual return | 14.97% | 79.26%-64.3pp | 68.28%-53.3pp | 373.45%-358.5pp |
| Employer contribution / active EE | $1,615 | $5,245-69.2% | $4,858-66.8% | $4,753-66.0% |
| Participant deferral / active EE | $3,782 | $8,101-53.3% | $7,759-51.3% | $6,711-43.6% |
| Admin fee / account holder | $37,533 | $12,402+202.6% | $10,764+248.7% | $11,407+229.0% |