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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,455 | $202,345-14.3% | $172,755+0.4% | $152,885+13.5% |
| Participation rate | 78.9% | 87.1%-8.1pp | 82.6%-3.7pp | 82.5%-3.5pp |
| Annual return | 22.29% | 1029.77%-1007.5pp | 802.94%-780.7pp | 345.39%-323.1pp |
| Employer contribution / active EE | $1,672 | $5,858-71.5% | $5,144-67.5% | $4,763-64.9% |
| Participant deferral / active EE | $4,520 | $5,948-24.0% | $5,198-13.0% | $5,851-22.7% |
| Admin fee / account holder | $417 | $17,111-97.6% | $13,955-97.0% | $11,598-96.4% |