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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,625 | $75,541-52.8% | $152,093-76.6% | $82,637-56.9% |
| Participation rate | 57.4% | 66.5%-9.1pp | 77.8%-20.4pp | 68.1%-10.6pp |
| Annual return | 17.15% | 32.56%-15.4pp | 66.36%-49.2pp | 53.51%-36.4pp |
| Employer contribution / active EE | $1,164 | $2,622-55.6% | $4,175-72.1% | $2,552-54.4% |
| Participant deferral / active EE | $2,124 | $3,206-33.7% | $5,451-61.0% | $4,126-48.5% |
| Admin fee / account holder | $1,204 | $6,405-81.2% | $14,497-91.7% | $7,339-83.6% |