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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,745 | $80,992-32.4% | $96,534-43.3% | $75,173-27.2% |
| Participation rate | 32.3% | 71.8%-39.5pp | 76.0%-43.7pp | 67.2%-34.9pp |
| Annual return | 18.31% | 27.05%-8.7pp | 25.88%-7.6pp | 160.72%-142.4pp |
| Employer contribution / active EE | $952 | $2,283-58.3% | $2,965-67.9% | $2,671-64.4% |
| Participant deferral / active EE | $2,281 | $3,929-42.0% | $4,851-53.0% | $4,126-44.7% |
| Admin fee / account holder | $3,635 | $6,717-45.9% | $8,253-56.0% | $5,651-35.7% |