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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,789 | $181,896-71.5% | $156,551-66.9% | $273,972-81.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.49% | 30.74%-23.2pp | 32.23%-24.7pp | 41.46%-34.0pp |
| Employer contribution / active EE | $5,874 | $6,248-6.0% | $5,501+6.8% | $4,869+20.6% |
| Participant deferral / active EE | $4,840 | $5,550-12.8% | $4,871-0.6% | $5,287-8.5% |
| Admin fee / account holder | $335 | $15,560-97.8% | $13,028-97.4% | $10,133-96.7% |