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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,433 | $72,607+16.3% | $90,259-6.5% | $87,485-3.5% |
| Participation rate | 77.6% | 64.8%+12.7pp | 70.7%+6.8pp | 68.9%+8.6pp |
| Annual return | 13.79% | 18.59%-4.8pp | 18.88%-5.1pp | 26.06%-12.3pp |
| Employer contribution / active EE | $1,045 | $1,919-45.6% | $2,291-54.4% | $2,596-59.8% |
| Participant deferral / active EE | $3,999 | $3,055+30.9% | $3,827+4.5% | $4,274-6.4% |
| Admin fee / account holder | $4,679 | $5,947-21.3% | $7,267-35.6% | $7,775-39.8% |