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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,672 | $85,171-40.5% | $172,752-70.7% | $72,975-30.6% |
| Participation rate | 29.0% | 70.1%-41.0pp | 82.6%-53.6pp | 69.5%-40.5pp |
| Annual return | 48.75% | 27.32%+21.4pp | 802.97%-754.2pp | 81.01%-32.3pp |
| Employer contribution / active EE | $840 | $3,324-74.7% | $5,144-83.7% | $2,440-65.6% |
| Participant deferral / active EE | $1,821 | $3,260-44.2% | $5,198-65.0% | $3,608-49.5% |
| Admin fee / account holder | $184 | $5,880-96.9% | $13,955-98.7% | $5,124-96.4% |