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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,212 | $91,559-13.5% | $133,959-40.9% | $79,858-0.8% |
| Participation rate | 86.7% | 73.3%+13.3pp | 79.8%+6.8pp | 69.6%+17.0pp |
| Annual return | 6.51% | 61.85%-55.3pp | 45.09%-38.6pp | 31.72%-25.2pp |
| Employer contribution / active EE | $4,201 | $2,384+76.2% | $3,919+7.2% | $2,471+70.0% |
| Participant deferral / active EE | $7,396 | $3,734+98.1% | $5,047+46.5% | $3,740+97.7% |
| Admin fee / account holder | $28,543 | $6,321+351.6% | $8,928+219.7% | $5,306+437.9% |