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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,086 | $209,425-57.9% | $178,499-50.7% | $158,966-44.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 22.26% | 188.80%-166.5pp | 151.10%-128.8pp | 302.95%-280.7pp |
| Employer contribution / active EE | $1,465 | $5,707-74.3% | $5,011-70.8% | $4,762-69.2% |
| Participant deferral / active EE | $3,504 | $5,955-41.2% | $5,202-32.6% | $5,983-41.4% |
| Admin fee / account holder | $23,422 | $17,078+37.1% | $13,986+67.5% | $11,250+108.2% |