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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,994 | $181,896-78.0% | $156,551-74.5% | $273,972-85.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 11.22% | 30.74%-19.5pp | 32.23%-21.0pp | 41.46%-30.2pp |
| Employer contribution / active EE | $2,084 | $6,248-66.6% | $5,501-62.1% | $4,869-57.2% |
| Participant deferral / active EE | $4,566 | $5,550-17.7% | $4,871-6.3% | $5,287-13.6% |
| Admin fee / account holder | $2,344 | $15,560-84.9% | $13,028-82.0% | $10,133-76.9% |