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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,243 | $40,264+176.3% | $57,349+94.0% | $59,633+86.5% |
| Participation rate | 11.8% | 69.2%-57.4pp | 75.1%-63.3pp | 68.7%-56.9pp |
| Annual return | -0.40% | 27.51%-27.9pp | 24.40%-24.8pp | 2041.40%-2041.8pp |
| Employer contribution / active EE | $577 | $1,922-70.0% | $2,689-78.5% | $2,203-73.8% |
| Participant deferral / active EE | $1,180 | $2,400-50.8% | $3,162-62.7% | $3,192-63.0% |
| Admin fee / account holder | $0 | $2,819-100.0% | $3,356-100.0% | $4,297-100.0% |