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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,492 | $92,684-19.6% | $82,706-9.9% | $134,509-44.6% |
| Participation rate | 72.7% | 75.2%-2.5pp | 72.6%+0.2pp | 81.2%-8.5pp |
| Annual return | -22.47% | 945.84%-968.3pp | 701.76%-724.2pp | 418.13%-440.6pp |
| Employer contribution / active EE | $1,726 | $3,272-47.2% | $3,007-42.6% | $4,741-63.6% |
| Participant deferral / active EE | $6,003 | $4,800+25.1% | $4,394+36.6% | $6,400-6.2% |
| Admin fee / account holder | $3,739 | $5,982-37.5% | $5,329-29.8% | $11,427-67.3% |