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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,513 | $77,816-60.8% | $123,552-75.3% | $64,173-52.5% |
| Participation rate | 74.2% | 74.7%-0.5pp | 82.3%-8.1pp | 69.6%+4.6pp |
| Annual return | -8.52% | 12.49%-21.0pp | 119.20%-127.7pp | 7.63%-16.2pp |
| Employer contribution / active EE | $2,490 | $3,014-17.4% | $4,628-46.2% | $2,381+4.6% |
| Participant deferral / active EE | $4,641 | $5,240-11.4% | $6,426-27.8% | $3,470+33.8% |
| Admin fee / account holder | $5,580 | $5,519+1.1% | $9,285-39.9% | $4,887+14.2% |