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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,635 | $99,652-57.2% | $78,778-45.9% | $147,585-71.1% |
| Participation rate | 87.5% | 76.2%+11.3pp | 69.2%+18.3pp | 82.8%+4.7pp |
| Annual return | 22.49% | 47.28%-24.8pp | 35.62%-13.1pp | 578.58%-556.1pp |
| Employer contribution / active EE | $12,024 | $2,796+330.1% | $1,986+505.5% | $4,876+146.6% |
| Participant deferral / active EE | $9,439 | $3,664+157.6% | $2,958+219.1% | $5,439+73.6% |
| Admin fee / account holder | $356 | $7,155-95.0% | $5,134-93.1% | $10,886-96.7% |