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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,493 | $111,830+86.4% | $93,696+122.5% | $145,884+42.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 17.08% | 204.08%-187.0pp | 133.74%-116.7pp | 551.85%-534.8pp |
| Employer contribution / active EE | $14,990 | $3,093+384.7% | $2,422+519.0% | $4,662+221.5% |
| Participant deferral / active EE | $12,921 | $4,920+162.6% | $4,417+192.6% | $6,690+93.2% |
| Admin fee / account holder | $3,613 | $10,249-64.7% | $8,287-56.4% | $13,392-73.0% |