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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,493 | $111,814+86.5% | $93,654+122.6% | $145,959+42.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 17.08% | 203.30%-186.2pp | 133.34%-116.3pp | 561.95%-544.9pp |
| Employer contribution / active EE | $14,990 | $3,092+384.9% | $2,421+519.2% | $4,661+221.6% |
| Participant deferral / active EE | $12,921 | $4,914+162.9% | $4,413+192.8% | $6,689+93.2% |
| Admin fee / account holder | $3,613 | $10,246-64.7% | $8,282-56.4% | $13,398-73.0% |