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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,194 | $162,136-9.2% | $152,301-3.4% | $154,746-4.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 17.32% | 91.02%-73.7pp | 80.50%-63.2pp | 172.34%-155.0pp |
| Employer contribution / active EE | $8,846 | $4,890+80.9% | $4,624+91.3% | $4,379+102.0% |
| Participant deferral / active EE | $21,060 | $8,341+152.5% | $8,004+163.1% | $6,730+212.9% |
| Admin fee / account holder | $1,154 | $15,759-92.7% | $14,398-92.0% | $14,365-92.0% |