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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,972 | $160,040-37.5% | $147,096-32.0% | $145,877-31.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.78% | 98.49%-85.7pp | 419.75%-407.0pp | 551.28%-538.5pp |
| Employer contribution / active EE | $10,391 | $5,289+96.4% | $4,936+110.5% | $4,663+122.8% |
| Participant deferral / active EE | $23,054 | $8,429+173.5% | $8,071+185.6% | $6,691+244.6% |
| Admin fee / account holder | $743 | $15,050-95.1% | $13,005-94.3% | $13,402-94.5% |