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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,194 | $154,228-4.6% | $145,433+1.2% | $137,256+7.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.32% | 74.59%-57.3pp | 66.58%-49.3pp | 220.34%-203.0pp |
| Employer contribution / active EE | $8,846 | $4,804+84.1% | $4,554+94.2% | $4,156+112.8% |
| Participant deferral / active EE | $21,060 | $8,216+156.3% | $7,897+166.7% | $6,407+228.7% |
| Admin fee / account holder | $1,154 | $14,344-92.0% | $13,129-91.2% | $12,270-90.6% |