Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,819 | $101,063-89.3% | $81,473-86.7% | $147,586-92.7% |
| Participation rate | 62.5% | 74.5%-12.0pp | 68.0%-5.5pp | 82.8%-20.3pp |
| Annual return | -12.64% | 32.41%-45.0pp | 38.78%-51.4pp | 578.59%-591.2pp |
| Employer contribution / active EE | $963 | $3,206-69.9% | $2,568-62.5% | $4,876-80.2% |
| Participant deferral / active EE | $780 | $4,242-81.6% | $3,537-77.9% | $5,439-85.7% |
| Admin fee / account holder | $332 | $5,812-94.3% | $4,561-92.7% | $10,886-97.0% |