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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,202 | $90,617-95.4% | $79,476-94.7% | $135,382-96.9% |
| Participation rate | 60.0% | 76.1%-16.1pp | 73.3%-13.3pp | 82.6%-22.6pp |
| Annual return | -37.38% | 977.57%-1015.0pp | 718.21%-755.6pp | 519.77%-557.2pp |
| Employer contribution / active EE | $763 | $3,068-75.1% | $2,800-72.8% | $4,779-84.0% |
| Participant deferral / active EE | $2,276 | $4,050-43.8% | $3,704-38.5% | $5,609-59.4% |
| Admin fee / account holder | $200 | $5,907-96.6% | $5,113-96.1% | $10,829-98.2% |