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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,256 | $138,078+189.9% | $125,363+219.3% | $134,509+197.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -34.05% | 750.49%-784.5pp | 572.15%-606.2pp | 418.13%-452.2pp |
| Employer contribution / active EE | $12,237 | $5,245+133.3% | $4,815+154.2% | $4,741+158.1% |
| Participant deferral / active EE | $7,757 | $7,800-0.5% | $7,447+4.2% | $6,400+21.2% |
| Admin fee / account holder | $34,510 | $11,566+198.4% | $10,005+244.9% | $11,427+202.0% |