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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,394 | $209,428-96.5% | $178,498-95.9% | $158,950-95.3% |
| Participation rate | 90.9% | 86.4%+4.6pp | 81.9%+9.0pp | 82.0%+8.9pp |
| Annual return | 206.01% | 188.78%+17.2pp | 151.09%+54.9pp | 302.91%-96.9pp |
| Employer contribution / active EE | $1,421 | $5,707-75.1% | $5,011-71.6% | $4,762-70.2% |
| Participant deferral / active EE | $2,803 | $5,955-52.9% | $5,202-46.1% | $5,983-53.2% |
| Admin fee / account holder | $2,622 | $17,077-84.6% | $13,985-81.2% | $11,248-76.7% |