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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,076 | $75,832-8.9% | $147,617-53.2% | $59,633+15.8% |
| Participation rate | 68.9% | 71.6%-2.7pp | 84.6%-15.8pp | 68.7%+0.2pp |
| Annual return | -1.12% | 0.37%-1.5pp | 61.98%-63.1pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $7,506 | $3,485+115.4% | $5,564+34.9% | $2,203+240.8% |
| Participant deferral / active EE | $3,976 | $3,131+27.0% | $4,895-18.8% | $3,192+24.6% |
| Admin fee / account holder | $982 | $5,986-83.6% | $11,612-91.5% | $4,297-77.1% |