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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,008 | $165,399-72.2% | $149,745-69.3% | $158,982-71.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.07% | 348.34%-333.3pp | 276.72%-261.7pp | 302.99%-287.9pp |
| Employer contribution / active EE | $2,639 | $5,105-48.3% | $4,646-43.2% | $4,763-44.6% |
| Participant deferral / active EE | $6,068 | $7,183-15.5% | $6,843-11.3% | $5,983+1.4% |
| Admin fee / account holder | $5,602 | $10,811-48.2% | $9,312-39.8% | $11,252-50.2% |