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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,827 | $138,076-75.5% | $123,553-72.6% | $135,380-75.0% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | 14.87% | 153.70%-138.8pp | 119.21%-104.3pp | 519.81%-504.9pp |
| Employer contribution / active EE | $3,514 | $5,152-31.8% | $4,628-24.1% | $4,779-26.5% |
| Participant deferral / active EE | $3,808 | $6,800-44.0% | $6,426-40.7% | $5,609-32.1% |
| Admin fee / account holder | $3,416 | $10,917-68.7% | $9,284-63.2% | $10,828-68.4% |