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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $66,628 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,562 | $81,948-60.3% | $90,766-64.1% | $64,824-49.8% |
| Participation rate | 77.1% | 80.5%-3.3pp | 75.7%+1.4pp | 71.5%+5.7pp |
| Annual return | -4.36% | -12.53%+8.2pp | -12.16%+7.8pp | 32.84%-37.2pp |
| Employer contribution / active EE | $1,719 | $3,067-44.0% | $2,922-41.2% | $2,507-31.4% |
| Participant deferral / active EE | $3,369 | $4,844-30.4% | $4,565-26.2% | $4,311-21.9% |
| Admin fee / account holder | $79 | $157-49.9% | $8,446-99.1% | $188-58.1% |