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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,100 | $35,183-77.0% | $73,550-89.0% | $70,126-88.4% |
| Participation rate | 29.6% | 42.9%-13.3pp | 54.9%-25.3pp | 69.5%-39.9pp |
| Annual return | 24.21% | 26.90%-2.7pp | -15.16%+39.4pp | 73.15%-48.9pp |
| Employer contribution / active EE | $0 | $709-100.0% | $1,219-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,014 | $1,220-16.8% | $1,804-43.8% | $3,332-69.6% |
| Admin fee / account holder | $16 | $2,302-99.3% | $2,320-99.3% | $4,645-99.7% |