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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,800 | $209,428-36.1% | $178,498-25.0% | $158,950-15.8% |
| Participation rate | 95.0% | 86.4%+8.6pp | 81.9%+13.1pp | 82.0%+13.0pp |
| Annual return | 17.54% | 188.78%-171.2pp | 151.09%-133.6pp | 302.91%-285.4pp |
| Employer contribution / active EE | $3,464 | $5,707-39.3% | $5,011-30.9% | $4,762-27.3% |
| Participant deferral / active EE | $3,516 | $5,955-40.9% | $5,202-32.4% | $5,983-41.2% |
| Admin fee / account holder | $796 | $17,077-95.3% | $13,985-94.3% | $11,248-92.9% |