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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,198 | $92,219-65.1% | $76,767-58.1% | $135,380-76.2% |
| Participation rate | 55.6% | 79.8%-24.2pp | 77.0%-21.4pp | 82.6%-27.1pp |
| Annual return | -4.34% | 5.46%-9.8pp | 2.43%-6.8pp | 519.81%-524.1pp |
| Employer contribution / active EE | $718 | $3,216-77.7% | $2,485-71.1% | $4,779-85.0% |
| Participant deferral / active EE | $2,027 | $4,508-55.0% | $3,852-47.4% | $5,609-63.9% |
| Admin fee / account holder | $2,399 | $10,749-77.7% | $6,675-64.1% | $10,828-77.8% |