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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,910 | $117,846-61.9% | $102,434-56.2% | $145,884-69.2% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 14.84% | 31.90%-17.1pp | 29.46%-14.6pp | 551.85%-537.0pp |
| Employer contribution / active EE | $1,870 | $3,615-48.3% | $3,023-38.1% | $4,662-59.9% |
| Participant deferral / active EE | $3,371 | $5,733-41.2% | $5,055-33.3% | $6,690-49.6% |
| Admin fee / account holder | $718 | $13,356-94.6% | $9,462-92.4% | $13,392-94.6% |