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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,746 | $76,551-66.4% | $123,894-79.2% | $62,881-59.1% |
| Participation rate | 46.4% | 73.0%-26.6pp | 81.4%-35.0pp | 69.3%-22.9pp |
| Annual return | 19.56% | 18.68%+0.9pp | 47.52%-28.0pp | 20.14%-0.6pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $8,196 | $4,840+69.3% | $5,984+37.0% | $3,203+155.9% |
| Admin fee / account holder | $1,672 | $4,826-65.4% | $8,357-80.0% | $4,296-61.1% |