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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,658 | $106,749+43.9% | $145,433+5.7% | $82,448+86.4% |
| Participation rate | 92.9% | 75.6%+17.2pp | 82.1%+10.7pp | 68.1%+24.8pp |
| Annual return | 14.12% | 27.59%-13.5pp | 66.58%-52.5pp | 41.64%-27.5pp |
| Employer contribution / active EE | $2,196 | $3,444-36.3% | $4,554-51.8% | $2,551-13.9% |
| Participant deferral / active EE | $3,240 | $6,519-50.3% | $7,897-59.0% | $4,139-21.7% |
| Admin fee / account holder | $48,823 | $8,390+481.9% | $13,129+271.9% | $7,234+574.9% |