Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,767 | $63,346-75.1% | $92,240-82.9% | $70,126-77.5% |
| Participation rate | 59.2% | 68.7%-9.5pp | 76.5%-17.3pp | 69.5%-10.4pp |
| Annual return | 10.40% | 530.19%-519.8pp | 176.29%-165.9pp | 73.15%-62.7pp |
| Employer contribution / active EE | $661 | $2,471-73.3% | $3,680-82.0% | $2,343-71.8% |
| Participant deferral / active EE | $142 | $2,854-95.0% | $3,897-96.3% | $3,332-95.7% |
| Admin fee / account holder | $469 | $3,841-87.8% | $5,194-91.0% | $4,645-89.9% |