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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,290 | $88,585-57.9% | $69,884-46.6% | $134,532-72.3% |
| Participation rate | 44.4% | 74.9%-30.5pp | 70.5%-26.0pp | 81.2%-36.8pp |
| Annual return | -19.61% | 442.80%-462.4pp | 190.81%-210.4pp | 418.27%-437.9pp |
| Employer contribution / active EE | $986 | $3,235-69.5% | $2,560-61.5% | $4,741-79.2% |
| Participant deferral / active EE | $1,157 | $4,770-75.7% | $3,848-69.9% | $6,401-81.9% |
| Admin fee / account holder | $16,553 | $10,441+58.5% | $6,266+164.2% | $11,429+44.8% |