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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,717 | $105,929-55.0% | $81,716-41.6% | $158,966-70.0% |
| Participation rate | 60.0% | 75.6%-15.6pp | 72.0%-12.0pp | 82.0%-22.0pp |
| Annual return | 19.14% | 38.19%-19.0pp | 29.49%-10.4pp | 302.95%-283.8pp |
| Employer contribution / active EE | $1,272 | $7,802-83.7% | $4,310-70.5% | $4,762-73.3% |
| Participant deferral / active EE | $3,649 | $13,007-71.9% | $7,108-48.7% | $5,983-39.0% |
| Admin fee / account holder | $14 | $8,492-99.8% | $5,159-99.7% | $11,250-99.9% |