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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,173 | $43,075-20.7% | $74,577-54.2% | $62,881-45.7% |
| Participation rate | 100.0% | 58.1%+41.9pp | 68.1%+31.9pp | 69.3%+30.7pp |
| Annual return | 3.85% | 17.50%-13.6pp | 20.47%-16.6pp | 20.14%-16.3pp |
| Employer contribution / active EE | $5,526 | $1,498+269.0% | $2,525+118.8% | $2,281+142.3% |
| Participant deferral / active EE | $6,129 | $2,389+156.5% | $3,458+77.2% | $3,203+91.3% |
| Admin fee / account holder | $362 | $2,840-87.2% | $4,138-91.2% | $4,296-91.6% |