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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,691 | $175,231-42.0% | $149,696-32.1% | $139,466-27.1% |
| Participation rate | 69.2% | 83.4%-14.2pp | 78.8%-9.5pp | 80.3%-11.1pp |
| Annual return | 11.99% | 166.77%-154.8pp | 134.46%-122.5pp | 373.66%-361.7pp |
| Employer contribution / active EE | $1,959 | $5,478-64.2% | $4,821-59.4% | $4,754-58.8% |
| Participant deferral / active EE | $4,923 | $6,521-24.5% | $5,682-13.4% | $6,712-26.7% |
| Admin fee / account holder | $1,614 | $16,155-90.0% | $13,212-87.8% | $11,409-85.9% |