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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,178 | $167,362-55.7% | $143,799-48.4% | $134,532-44.9% |
| Participation rate | 69.2% | 84.8%-15.6pp | 80.3%-11.1pp | 81.2%-12.0pp |
| Annual return | -14.59% | 0.47%-15.1pp | -0.04%-14.5pp | 418.27%-432.9pp |
| Employer contribution / active EE | $1,963 | $5,620-65.1% | $4,952-60.4% | $4,741-58.6% |
| Participant deferral / active EE | $4,733 | $6,447-26.6% | $5,638-16.1% | $6,401-26.1% |
| Admin fee / account holder | $3,339 | $18,094-81.5% | $14,677-77.3% | $11,429-70.8% |