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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,119 | $107,809-92.5% | $97,032-91.6% | $155,188-94.8% |
| Participation rate | 46.7% | 75.5%-28.8pp | 71.6%-24.9pp | 80.8%-34.1pp |
| Annual return | 12.92% | 38.06%-25.1pp | 35.38%-22.5pp | 148.84%-135.9pp |
| Employer contribution / active EE | $984 | $2,911-66.2% | $2,629-62.6% | $4,248-76.8% |
| Participant deferral / active EE | $1,779 | $5,129-65.3% | $4,672-61.9% | $6,531-72.8% |
| Admin fee / account holder | $8,469 | $10,717-21.0% | $9,418-10.1% | $14,480-41.5% |