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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,184 | $133,981-76.0% | $112,249-71.3% | $134,532-76.1% |
| Participation rate | 93.3% | 78.6%+14.8pp | 75.1%+18.3pp | 81.2%+12.1pp |
| Annual return | -16.97% | 47.16%-64.1pp | 27.48%-44.5pp | 418.27%-435.2pp |
| Employer contribution / active EE | $7,093 | $4,040+75.6% | $3,636+95.1% | $4,741+49.6% |
| Participant deferral / active EE | $5,201 | $5,292-1.7% | $4,729+10.0% | $6,401-18.8% |
| Admin fee / account holder | $701 | $7,492-90.6% | $6,412-89.1% | $11,429-93.9% |