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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,482 | $135,956+124.0% | $123,894+145.8% | $273,972+11.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 0.90% | 56.63%-55.7pp | 47.52%-46.6pp | 41.46%-40.6pp |
| Employer contribution / active EE | $38,736 | $5,170+649.3% | $4,617+739.0% | $4,869+695.6% |
| Participant deferral / active EE | $16,437 | $6,343+159.1% | $5,984+174.7% | $5,287+210.9% |
| Admin fee / account holder | $0 | $9,817-100.0% | $8,357-100.0% | $10,133-100.0% |