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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,085 | $127,387+94.0% | $115,038+114.8% | $125,389+97.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -4.69% | 31.28%-36.0pp | 26.14%-30.8pp | 282.24%-286.9pp |
| Employer contribution / active EE | $34,968 | $5,166+576.9% | $4,608+658.9% | $4,866+618.6% |
| Participant deferral / active EE | $16,374 | $6,423+154.9% | $6,026+171.7% | $5,352+206.0% |
| Admin fee / account holder | $3,524 | $9,516-63.0% | $8,175-56.9% | $9,541-63.1% |