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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $564,148 | $160,040+252.5% | $147,096+283.5% | $145,877+286.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.51% | 98.49%-80.0pp | 419.75%-401.2pp | 551.28%-532.8pp |
| Employer contribution / active EE | $45,692 | $5,289+763.8% | $4,936+825.7% | $4,663+879.9% |
| Participant deferral / active EE | $12,706 | $8,429+50.7% | $8,071+57.4% | $6,691+89.9% |
| Admin fee / account holder | $3,000 | $15,050-80.1% | $13,005-76.9% | $13,402-77.6% |