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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,180 | $138,076+40.6% | $123,553+57.2% | $135,380+43.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.95% | 153.70%-159.7pp | 119.21%-125.2pp | 519.81%-525.8pp |
| Employer contribution / active EE | $18,002 | $5,152+249.4% | $4,628+289.0% | $4,779+276.7% |
| Participant deferral / active EE | $15,404 | $6,800+126.5% | $6,426+139.7% | $5,609+174.6% |
| Admin fee / account holder | $397 | $10,917-96.4% | $9,284-95.7% | $10,828-96.3% |