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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,170 | $150,447+31.1% | $136,298+44.7% | $147,586+33.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.15% | 1049.15%-1033.0pp | 5156.27%-5140.1pp | 578.59%-562.4pp |
| Employer contribution / active EE | $16,359 | $5,256+211.2% | $4,696+248.4% | $4,876+235.5% |
| Participant deferral / active EE | $13,530 | $6,631+104.1% | $6,247+116.6% | $5,439+148.8% |
| Admin fee / account holder | $21,688 | $10,906+98.9% | $9,244+134.6% | $10,886+99.2% |