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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,481 | $141,004-58.5% | $112,273-47.9% | $139,466-58.1% |
| Participation rate | 66.7% | 79.2%-12.5pp | 72.4%-5.8pp | 80.3%-13.7pp |
| Annual return | 20.33% | 32.75%-12.4pp | 30.23%-9.9pp | 373.66%-353.3pp |
| Employer contribution / active EE | $1,644 | $4,285-61.6% | $3,431-52.1% | $4,754-65.4% |
| Participant deferral / active EE | $3,418 | $5,878-41.8% | $4,800-28.8% | $6,712-49.1% |
| Admin fee / account holder | $532 | $9,959-94.7% | $7,752-93.1% | $11,409-95.3% |