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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,043 | $129,960-65.3% | $104,299-56.8% | $134,545-66.5% |
| Participation rate | 75.0% | 79.5%-4.5pp | 73.3%+1.7pp | 81.2%-6.2pp |
| Annual return | -22.38% | 42.06%-64.4pp | 24.62%-47.0pp | 418.37%-440.7pp |
| Employer contribution / active EE | $1,764 | $4,186-57.9% | $3,373-47.7% | $4,742-62.8% |
| Participant deferral / active EE | $3,382 | $5,589-39.5% | $4,626-26.9% | $6,401-47.2% |
| Admin fee / account holder | $479 | $9,324-94.9% | $7,339-93.5% | $11,431-95.8% |